Long-term care is the kind of assistance people need to perform normal daily activities such as bathing, eating, dressing, etc. Long-term care needs typically arise as part of the normal aging process. It can, however, also be due to an injury or illness, such as multiple sclerosis, rheumatoid arthritis, stroke or due to a cognitive impairment, such as Alzheimer’s Disease. If you, a friend or family member want a second opinion on an Individual Long Term Care Insurance Plan, contact Coastal Financial Group to see what we can do for you.